Apply for a Loan

Before you apply for a loan, make sure to check whether you are eligible here and read the loan details here.

How to Apply

  1. Obtain loan forms from our website or request loan forms by mail. Review the forms and contact us if you have any questions.
  2. Complete and return the Loan Application Form by mail to the Loan Fund Office.
  3. Arrange to have your Guarantors (usually two) complete and return by mail the Guarantor’s Information Form*, which includes an authorization to Obtain a Credit History and their Consent of the loan. The Application Form includes two copies of the Guarantor Information Forms.LoanPaperAll forms must be completed in full in order to be considered for a loan. Guarantors will be contacted to confirm their understanding of their responsibility.* In lieu of completing a Guarantor’s Information Form, a Guarantor may elect to provide JIFLA with cash security, the amount of which to be mutually agreed upon between Guarantor and JIFLA
  4. Meet with a loan coordinator. If you meet the basic loan criteria you will be contacted by telephone to schedule an appointment.
  5. LoanCommitteeWithin 1-2 weeks of your appointment, the Loan Committee will meet to review your  application and you will be notified of approval or denial by mail or telephone call.
  6. Upon approval, you will be contacted by telephone or email with an update.  If the terms are acceptable to you, we will send you a Promissory Note and a Bank Account Debit Authorization Form to execute.  Upon signing the documents we will deposit the loan amount into your account.


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