Loan Eligibility

Applicants for a JIFLA loan must meet the following criteria:

  1. The  applicant must be Jewish.
  2. Can demonstrate a legitimate need. Priority will be given to applicants who are unable to obtain funds through normal lending sources.
  3. Is at least eighteen (18) years of age.
  4. Is a current resident of greater Atlanta and nearby communities (minimum 12 month residency required).
  5. Is a U.S. citizen or legal resident.
  6. Can demonstrate credit worthiness.
  7. Can demonstrate the ability to repay the loan.
  8. Has satisfactorily paid in full any prior loan from JIFLA.
  9. Is not currently a guarantor on another JIFLA promissory note.
  10. Is not in or considering bankruptcy.
  11. Can provide cosigners or guarantors on each loan.
  12. Can provide suitable references.

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