The last several years have laid bare the need for community support and partnership, and I could not be more proud of JIFLA’s role as a safety net for so many individuals and families. Our interest-free loans have a deep impact – from emergency rental assistance to home repair, family Simchas and more – detailed data is shared below in this Impact Report. The positive impact of a JIFLA interest-free loan can be both dramatic and life-changing for every borrower and family member.

We saw continued need and demand for our services and programs in 2022. We are prepared for the impact of inflation and economic uncertainty in 2023.

• Emergency Assistance Loans – Our partnership with JF&CS provides additional services and financial support.
• Debt Consolidation Loans – Representing 25%+ of all loans in 2022, this is our fastest-growing loan type.
• Community Education – JIFLA’s new Smart Money Habit classes, along with our new one-on-one financial coaching sessions provide additional resources to our borrowers and all community members.

In a perfect world, no Jewish community member would ever need an interest-free loan from JIFLA. However, we all accept the reality that financial hardships and challenging situations can happen to anyone. Whether an emergency or planned, JIFLA is here to meet this need.

We thank you sincerely for your support and friendship in 2022 and look forward to seeing you in 2023.

Nancy Weissmann

Executive Director