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Are you in debt? Do you need help paying your bills? Then an interest-free loan may be right for you. Our loans help when cash flow is low or you are in a financially difficult situation.
We make loans up to $10,000 depending on need, ability to make monthly repayments, and the amount of loan capital available at the time.
A guarantor is usually a close friend or relative. While the borrower makes monthly payments, the guarantors will be responsible for repaying the loan if the borrower’s payments are not made. For loans of $1,000 or less, a guarantor may not be required.
The typical repayment period is 24 – 36
Loan payments usually begin one month after receipt of the loan.
Yes. JIFLA is committed to maintaining confidentiality. All paper and electronic records are securely stored and all personal data is blinded and identified to other members of the loan committee only by assigned loan numbers.
Our loan committee representatives will meet with you before they decide to approve your loan.
Tribute giving is a lovely way to recognize, honor, and celebrate people that are important to you while supporting JIFLA’s mission. You can enter the tribute information with your donation or you can share your tribute instructions with us directly. Either way, we will notify the individual or family appropriately.
Yes. JIFLA is a qualified 501c3 organization. Unless your gift instructs us otherwise, your gift acknowledgment will include a tax receipt.
Absolutely! Recurring donations provide you an easy way to support JIFLA in a way that makes the most sense for you. We are happy to help you divide your annual gift into smaller, monthly installments that are automatically processed on the day you choose. Recurring donations can also save you time from having to come back to our donation page every time you want to make a donation or tribute.
While cash donations are the most common type of donation, we can also accept cash-equivalent gifts such as stocks, bonds, or other publicly-traded securities. Please contact our office for transfer instructions and any other information.
No, but it is very much appreciated if you do! Credit card companies charge fees to process credit card transactions, even for nonprofits. Your gift to us goes further when you help cover these transaction expenses.